A married Manhattan ad man, Charles Schine, falls in lust with a sexy younger woman he meets on his commuter train, but when they meet in a hotel it goes terribly wrong. An armed man bursts in, beats Charles, rapes his date and then blackmails Charles for a staggering amount of money. Charles tries to fight the blackmail by hiring muscle, a disastrous move that gets him into potentially dire legal trouble, as does his agreeing to participate in a company scam in a desperate bid to make back some of the blackmail money.